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Testimonials

Alan,
Thank you for all your help with my car

P

P

To Alan

Just to say thank you so much for all your help 'As always' nothing is too much trouble, Thank you.

S

S

Many Thanks Alan for being so patient and for all your help. Thanks again G

G

To Alan

Thanks for all of your help and kindness over the years, & especially recently!

From J

J

To Alan

Thank you so much for all your assistance in helping us to get our little and large blacklines!

S&L

S&L

To Alan and all at Newforge Cars who helped with the purchase of my new Nissan Juke. I love it!!

Thank you

D

Just wanted to say Thank you so much for getting my car for me & on time too!! It's been great. Will probably see you again but here's hoping it's not too soon. I'd like to enjoy this one a while longer ! :) T

T

Alan

Just a little thank-you for 'all' your help with the purchase of my new car. You have to be the nicest salesman in N I and we never actually met! i felt i was dealing with a very good friend of myself. It's so nice to know there are still people who have good customer care in mind. Thanks again for all your help AC

AC

To Alan :)

Thank you so much for my new car - so delightful to have 'wheels' back again - woo hoo! Your assistance has been very much appreciated. Love it! Thanks P&R

P&R

Thank you so much you're a star!

See you soon for the car comp!

Lyndsay

Lyndsay

Personal Contract Purchase

Personal Contract Purchase (PCP) is a type of vehicle finance agreement for personal customers looking to fund a new or used vehicle in a manageable way

The monthly payments are not subject to VAT, however if you do take out the optional service package then you will have to pay VAT on the service costs.

Advantages:

  • Low initial payment
  • Fixed monthly payments
  • You may be able to refinance the balloon payment
  • No depreciation concerns if you wish to walk away at the end
  • Maintenance and servicing can be included
  • Fixed balloon or guaranteed future value to purchase payment when you first take out the contract
  • Cost effective
  • Can be used to finance new or used vehicles

Disadvantages:

  • You will have to make a decision at the end of the contract as to whether you wish to sell the vehicle, return it or Keep it - this is often seen as an advantage to most people.
  • You must have fully comprehensive vehicle insurance

More Information on Personal Contract Purchase:

PCP is ideal for any individual who would like options at the end of their finance agreement. PCP customers make an initial payment when they first take out the contract, then pay fixed monthly payments and finally have an Optional Final Payment (OFP) at the end at the end of the contract which is also referred to as the GFV (Guaranteed Future Value).

You can trade in or sell your vehicle at a dealership and take another vehicle from them. If the trade in value is larger than the OFP you will be able to use the difference towards a deposit on a new vehicle. Or, you can simply return the vehicle to the funder, as long as you have not exceeded the mileage and the vehicle is in an appropriate condition for its age there will be no charge. Finally, you can keep the vehicle either by paying the OFP in full or you will find that most companies offer the opportunity to re-finance the OFP.

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