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Testimonials

To Alan
With thanks for all your help in moving on the Polo. i really appreciate all your work.

P&P S

P & P

Alan, many thanks for all your help & advice
Best wishes,
L&G

L & G

Dear Alan

We would like to take this opportunity of thanking you for all your warm, friendly & professional service you have shown us whilst purchasing our Renault Clio. We have never experienced such wonderful service, it's been a real pleasure parting with £x,xxx!! We will shortly be replacing our Renault Scenic & will most certainly be in touch with regards to this. We look forward to doing business with you again soon. Once again, many thanks T&G F

Y&G F

To Alan

Many thanks for all your help!

J&J

J&J

To Alan

Thanks for all your help

A

A

......Alan ! Thanks for all your help & counselling in getting my new wee car! Love, Luck & Lollipops from the quiet one past the Ponderosa! S

S

Alan
Thankyou so much for all the time and effort it took to get my new A1 organized I really appreciate it as at one time I thought it wasnt going to happen
Thanks again

LL

LL

Alan

Just to say thank you so much for all your help 'As always' nothing is too much trouble. Thank you.

S

S

Thank you for everything A xxx

A

To Alan

Thanks for all of your help and kindness over the years, & especially recently!

From J

J

Personal Contract Purchase

Personal Contract Purchase (PCP) is a type of vehicle finance agreement for personal customers looking to fund a new or used vehicle in a manageable way

The monthly payments are not subject to VAT, however if you do take out the optional service package then you will have to pay VAT on the service costs.

Advantages:

  • Low initial payment
  • Fixed monthly payments
  • You may be able to refinance the balloon payment
  • No depreciation concerns if you wish to walk away at the end
  • Maintenance and servicing can be included
  • Fixed balloon or guaranteed future value to purchase payment when you first take out the contract
  • Cost effective
  • Can be used to finance new or used vehicles

Disadvantages:

  • You will have to make a decision at the end of the contract as to whether you wish to sell the vehicle, return it or Keep it - this is often seen as an advantage to most people.
  • You must have fully comprehensive vehicle insurance

More Information on Personal Contract Purchase:

PCP is ideal for any individual who would like options at the end of their finance agreement. PCP customers make an initial payment when they first take out the contract, then pay fixed monthly payments and finally have an Optional Final Payment (OFP) at the end at the end of the contract which is also referred to as the GFV (Guaranteed Future Value).

You can trade in or sell your vehicle at a dealership and take another vehicle from them. If the trade in value is larger than the OFP you will be able to use the difference towards a deposit on a new vehicle. Or, you can simply return the vehicle to the funder, as long as you have not exceeded the mileage and the vehicle is in an appropriate condition for its age there will be no charge. Finally, you can keep the vehicle either by paying the OFP in full or you will find that most companies offer the opportunity to re-finance the OFP.

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